One of the most popular and tax-efficient ways for anyone to save is through an Individual Savings Account, more commonly known as an ISA (or a New ISA – NISA).
The rules around ISAs changed in April 2015, making it a much more attractive prospect to use your NISA allowance for investing in stocks and shares.
With a stocks and shares NISA:
If you already have a NISA, it’s important to be sure it’s performing as well as it can – you can’t afford to be complacent about where your money is invested.
There are plenty of funds that regularly under-perform and so you need to ensure your money is invested in the right place, to help you meet your savings goals.
Of course, anyone with a NISA can choose where to invest their money, but this is an approach that can be fraught with pitfalls. These could include:
That’s why it pays to get the experts to manage the investments in your stocks and shares ISA. A dedicated investment manager will be able to continually keep abreast of changes in the marketplace, and review or amend your portfolio appropriately.
At Lifegrid Solutions Ltd, we can help you to make the most of your ISA, either through transferring it to a new scheme or portfolio, or investing it on your behalf.
Our expert advisers will be able to talk you through your options, set up a portfolio that meets your needs, then continually review it to ensure it continues to work as hard as possible for you.