No one expects the worst to happen, but it’s wise to ensure you and your loved ones would be provided for in the event of you falling seriously ill or losing your life.
At Lifegrid Solutions Ltd, we offer a wide range of market-leading protection products that can give you peace of mind that the people you care for wouldn’t struggle financially if anything happened to you. We are completely independent and can provide whole of market advice for all protection products.
These are some of the products we offer:
Have you ever considered what financial issues your partner and children could face if something happened to you? Would they be able to pay the mortgage, bills and school fees?A life insurance policy could help make sure your loved ones wouldn’t need to face these worries and could carry on living comfortably after you’ve gone.
And even when you have arranged an adequate level of insurance cover, do you wonder how wisely and efficiently it would be used in the event of your demise? The answer lies in the use of the correct an appropriate type of family trust to complement your Will – our legal partners can draft a trust for you that ensure that your wishes are carried out to the letter.
More than 1 in 3 people will develop some form of cancer during their lifetime, and many others will be diagnosed with other serious illnesses that could mean they’re no longer able to work or provide for their family.
Should this happen to you, a critical illness policy could mean your family doesn’t need to worry about your lost income, as you’ll receive a regular monthly payment to cover your living costs. A critical illness policy from Lifegrid Solutions Ltd will cover a wide range of serious illnesses and conditions, which include (but aren’t limited to) the following:
Many people are entitled to sick pay if they’re unable to work because of illness, injury or disability, but what few realise is that it normally runs out after 6 months. If you were unable to work for a longer period of time, would you be able to pay your mortgage, as well as the extra costs caused by your illness?
An income protection plan could help ensure you continue to receive an income if you’re too ill to work – especially with the kinds of conditions that aren’t covered by most critical illness policies, such as back pain or mental health conditions.
If you become seriously ill, you’ll want to ensure you receive the appropriate care as quickly as possible and in a place that suits you.
If you don’t want to leave that to chance, then private medical health insurance could be what you’re looking for – with a policy arranged by Lifegrid Solutions Ltd, you can have peace of mind that you can access the health care you need, when you need it. We provide a range of cover levels, suitable for all budgets and requirements.
If you run your own business, it’s important to plan ahead for what would happen if your business partner died, wanted to sell up or was unable to continue their work for any reason.
There are various different ways you can insure your business to protect it in the long term, with some of the options including:
Some of these options can provide additional benefits, through tax-efficiency and cost effectiveness compared to an ordinary life insurance policy.